Broad affordable coverage that is guaranteed issue, with no waiting periods or pre-existing limitations and lump sum scheduled benefits paid from the very first service. The program includes a PPO network while giving Insureds the flexibility to visit any physician or hospital without a referral and without a reduction in benefits.

NGL's plans are ideal solutions for part-time, temporary, seasonal, or other employees looking for affordable coverage that enables access to providers (access that may not otherwise be readily available without coverage) and network discounts.

NGL's plans are filed with maximum flexibility to give groups the ability to choose the suite of services and level of benefits that fit their covered population and budget.

*This product provides limited accident and sickness coverage and is not a substitute for comprehensive health insurance coverage. It does not qualify as minimum essential health coverage under the Affordable Care Act.

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For more information contact us at: 888.274.8050, or email our Specialty Insurance Markets Team.