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Since 1909, we have been dedicated to the highest standards of quality and integrity. This is why we have always maintained a conservative investment philosophy, allowing us to offer you quality products that are among the safest in the industry. So, you can trust us that we will be here when you need us. 

We continue to be one of the most highly-rated companies in the industry, rated A (Excellent) by A.M. Best which reflects a stable outlook. 

Our investment philosophy is simple; safety and security for you is our number one concern. Stability should not be sacrificed for short-term yield. Therefore, our investment portfolio is focused on long term success. 

We establish reserves to ensure that enough money is available to pay future benefits. Minimum reserve requirements are set by state law to ensure that funds will be available to meet all future obligations to meet your needs.