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Opportunity awaits you with NGL's Individual Life and Annuities products. According to LIMRA's 2015 Insurance Barometer, 1 in 3 consumers believe they do not have enough life insurance. In fact, 58 million U.S. households say they need more life insurance. Those surveyed also shared that barriers to them purchasing life insurance include: cost, confusion about what products they need and the fact that they haven't been approached about purchasing insurance.