For over a century, National Guardian Life Insurance Company (NGL) has been dedicated to the highest standards of quality, integrity and commitment to policyholders, their families and our employees.

Insurance Solutions

Discover insurance options for individuals and families that fit your current and future needs.

Work with NGL

Our success is helping you succeed, work with us to discover our partnership mentality.

NGL logo on white

Why NGL?

Our goal is to sustain long-term relationships with our partners and policyholders.


First policy sold. Over 100 years of dedicated insurance service.

1.28 Million

Number of policyholders nationwide.

A- (Excellent)

Rating from A.M. Best since 1963


We understand that our partners drive our success which is why we include our partner's perspective in all that we do.  Whether we are developing a new product, creating new tools or looking at staffing needs, we work to build solutions that fit our partner's needs.

Customer Focus

We are committed to being responsive, customer-oriented and flexible. If something is important to our policyholders, wholesale partners or agents, it is important to us. We set our standards high and publish our statistics on a quarterly basis.

Industry Leader

As one of America's most successful, independent mutual life insurance companies, we are licensed to do business in 49 states and the District of Columbia. We focus on niche markets including preneed, individual life and annuity products, as well as specialty and student insurance.

Financial Strength

Our history of success reflects our focus on long-term financial security for our policyholders and partners.  We continue to be one of the most highly-rated companies in the industry, rated A- (Excellent) by A.M. Best which reflects our stable outlook.

We Remember

We are pleased to collaborate with Ancestry to create We Remmeber. We Remember was created as a way for family and friends to celebrate loved ones by gathering memories in one dedicated place.

couple clients speaking with agent in comfortable setting
Why you should offer We Remember

Share your brand as your clients share their memories.

grandparents and grandchildren sitting on dock together
Preserve your legacy

Record and celebrate your legacy with We Remember.