We feel deeply for those who have been affected by COVID-19 and we are here to help. To help our policyholders who are experiencing financial challenges during this difficult time, NGL is temporarily extending our policy lapse grace period to 120 days from 60 days until September 30, 2020. Beginning on October 1, the policy lapse grace period will change to 90 days for our policyholders. 

Members of NGL’s student health plans should click here to be provided information specific to student health insurance plans. 

Please click below for a list of resources you can utilize to help answer some of your policy questions. We also have a FAQ section to answer questions you may have during this time. 



Insurance Solutions

Discover insurance options for individuals and families that fit your current and future needs.

Work with NGL

Our success is helping you succeed, work with us to discover our partnership mentality.


Why NGL?

Our goal is to sustain long-term relationships with our partners and policyholders.


First policy sold. Over 100 years of dedicated insurance service.

1.28 Million

Number of policyholders nationwide.

A- (Excellent)

Rating from A.M. Best since 1963


We understand that our partners drive our success which is why we include our partner's perspective in all that we do.  Whether we are developing a new product, creating new tools or looking at staffing needs, we work to build solutions that fit our partner's needs.

Customer Focus

We are committed to being responsive, customer-oriented and flexible. If something is important to our policyholders, wholesale partners or agents, it is important to us. We set our standards high and publish our statistics on a quarterly basis.

Industry Leader

As one of America's most successful, independent mutual life insurance companies, we are licensed to do business in 49 states and the District of Columbia. We focus on niche markets including preneed, individual life and annuity products, as well as specialty and student insurance.

Financial Strength

Our history of success reflects our focus on long-term financial security for our policyholders and partners.  We continue to be one of the most highly-rated companies in the industry, rated A- (Excellent) by A.M. Best which reflects our stable outlook.