Larry Moore joins NGL as Regional Vice President – Individual Products

National Guardian Life Insurance Company (NGL) is pleased to welcome Larry Moore to the team as Regional Vice President – Individual Products. Moore has more than 30 years of Long Term Care insurance experience and dedication to approaching Long Term Care insurance planning from an overall retirement and estate planning perspective.

Moore will focus on maintaining and developing strategic partnerships with current and potential marketing organizations and agents. Holding a key leadership role on the Individual Products team, he will be implementing marketing plans designed for sales and profitable growth.

“We look forward to expanding our Individual Products sales team and continue working on making NGL the Long Term Care insurance carrier of choice in the brokerage market. Larry has extensive knowledge and expertise through his work with some of the industry’s best Long Term Care insurance carriers and brokerage distribution outlets,” said Joe Guyotte, NGL National Sales Manager – Individual Products. “Larry’s strong relationships on the west coast will help grow NGL’s long term care product in California, which was launched in June, as well as expanding our presence throughout the western U.S. I’m confident Larry’s passion for long term care planning solutions will be a great asset to NGL and our business partners.”

Moore has held sales and marketing leadership roles for three decades at several insurance institutions. His background includes working with financial advisors in identifying and building personalized long term care strategies for their clients, creating sales trainings, developing and implementing targeted sales initiatives.

“I could not be more excited about my new opportunity with NGL,” shared Moore. “When I consider NGL’s position in the marketplace, I have not seen a better set of circumstances for any insurance carrier in many years. NGL is a robust and profitable one-hundred year-old mutual company with little exposure to the kinds of Long Term Care insurance legacy business that has challenged our industry causing a wave of premium instability we have witnessed over the last fifteen-plus years. NGL is a fresh new player in the long term care space and is taking advantage of the latest pricing assumptions that are appropriate for the chronic low interest rate environment we find ourselves in today.”

NGL’s long term care product, EssentialLTC, is a stand-alone Long Term Care insurance product designed with consumers in mind by offering key features such as lifetime benefits, joint policies and premiums, a Shared Benefit Amount Rider with a third pool of benefits, comprehensive benefit period options, 1035 Exchange eligibility, riders that feature return of premium and optional policy surrender benefits and flexible premium payment options, such as a single premium payment or a 10-year premium payment.

Moore continued, “EssentialLTC delivers an incredibly unique, forward looking and flexible product platform capable of playing effectively in multiple markets and distributions channels ranging from long term care specialists to financial planners and the business market. I am thrilled to be a part of NGL and help play a role in expanding partnerships and building its ongoing success in the marketplace.”  

Moore holds a Master of Business Administration from the University of San Francisco. He also has a Bachelor of Business Administration with an emphasis in finance from the University of San Francisco.

EssentialLTC is currently available in all states excluding Montana and New York. For more information, visit: www.ngl-essentialltc.com.

In addition to long term care, NGL has a range of insurance products for older adults, including estate planning, funeral planning and Medicare Supplement.  

About NGL

Established in 1909 National Guardian Life Insurance Company (NGL) is an insurance company headquartered in Madison, Wis. Licensed to do business in 49 states and the District of Columbia, NGL markets preneed and individual life and annuities, as well as group markets products. Information about NGL can be found at www.nglic.com; Facebook: Facebook.com/NGLIC and LinkedIn: https://www.linkedin.com/company/national-guardian-life-insurance-company.

National Guardian Life Insurance Company is not affiliated with The Guardian Life Insurance Company of America a/k/a The Guardian or Guardian Life.

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